![Do you want to consolidate or refinance your student loans? Here's what you need to know. | by Navient | Medium Do you want to consolidate or refinance your student loans? Here's what you need to know. | by Navient | Medium](https://miro.medium.com/max/1400/1*ZgkgzsmRgdon1UynbL58PA.png)
Do you want to consolidate or refinance your student loans? Here's what you need to know. | by Navient | Medium
![Federal Student Aid on Twitter: "You can consolidate your commercially owned FFEL Program or Federal Perkins loans into a Direct Consolidation Loan to become eligible for the 0% interest rate and the Federal Student Aid on Twitter: "You can consolidate your commercially owned FFEL Program or Federal Perkins loans into a Direct Consolidation Loan to become eligible for the 0% interest rate and the](https://pbs.twimg.com/media/EsRoqxIXEAY8Amc.jpg)
Federal Student Aid on Twitter: "You can consolidate your commercially owned FFEL Program or Federal Perkins loans into a Direct Consolidation Loan to become eligible for the 0% interest rate and the
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